back-office Open An Account
partner-with-us Partner with Us
Corporate Actions
Union Bank of India jumps after PAT climbs to Rs 5,017 crore; provisions drop nearly 80% YoY

14-Jan-26   15:18 Hrs IST

Net interest income for the period under review was Rs 9,328 crore, up 0.95% YoY. Net interest margin was 2.76% for the December 2025 period as against 2.91% for the December 2024 period.

Operating expenses jumped 12.36% to Rs 6,927 crore in the December 2025 quarter from Rs 6,165 crore in the December 2024 quarter.

Accoridingly, the public sector bank registered an operating profit of Rs 6,942 crore in Q3 FY26, down 7.34% YoY.

Provisions and contingencies dropped by 79.85% to Rs 322.23 crore in Q3 FY26 from Rs 1,599.05 crore in Q3 FY25.

Profit before tax in Q3 FY26 stood at Rs 6,619.37 crore, up by 12.33% from Rs 5,892.77 in Q3 FY25.

Gross NPAs declined to 3.06% as of 31 December 2025, from 3.85% as of 31 December 2024. Net NPAs fell to 0.51% as of 31 December 2025 from 0.82% as of 31 December 2024.

Total business of the bank increased by 5.04% YoY to Rs 22,39,740 crore as on 31 December 2025.

The bank had total deposits base of Rs 12,22,856 crore as on 31 December 2025, up 3.36% YoY.

The RAM advances of the bank increased by 11.50% YoY to Rs 5,77,038 crore. The retail segment had recorded a growth of 21.67% and the MSME advances rose by 19.75% during the period under review. Agriculture advances fell by 5.39% YoY in the December 2025 period. RAM advances as a percent of domestic advances stood at 58.84%.

Gross advances of the bank as on 31 December 2025 were Rs 10,16,884 crore, up 7.13% YoY.

Union Bank of India is engaged in the business of treasury operations, corporate and wholesale banking, retail banking operations, and other banking operations. The Government of India held a 74.76% stake in the bank.

Powered by Capital Market - Live News

Attention Investors: Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020. || Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge. || Pay 20% upfront margin of the transaction value to trade in cash market segment. || Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard. || Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.|| KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.|| No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.